what should i spend it on??
 

alright, i just recently became eligible to take out my pre-comissioning loan from usaa. i'm sure most of you guys are unfamiliar with this program but basically it means i can take out a 25,000 loan which is locked at 2% interest for the lifetime of the loan. so basically its 25,000 in my pocket that i don't have to start repaying untill 90 days after i comission (which isnt untill may of 08). all of the "responsible" people say put it all in mutual funds and such. but i don't think thats very fun, so my question to you guys is...whats worth buying? or if u think i should invest it or something you can argue your points here too.

buy a PS3 on ebay

i'd say put some in mutual funds and then try to set some money aside for safe stock investments like Cadbury Schwepps or something like that. It may not build up thousands of dollars after 1 year, but it may give you some good money over a decade or two.

buy a car

[quote="Simo Häyhä":a12f6]buy a car[/quote:a12f6]

or tons of bus passes

Get one of these.
[img]http://w1.bikepics.com/pics/2006%5C07%5C20%5Cbikepics-637552-full.jpg[/img]

personally, i've always viewed motorcycles as a waste of money cause i've watched alot of my buddies drop alot of cash on them...and for what honestly, trying to impress chicks? ill wait till i have a mid life crisis and pick up a harley like everyone else. and for a car, thats a thought but i'm content for now with my explorer, even though gas kinda sucks.

and coleman i may end up investing it if i can't find some thing worth spending it on.

i've never been to europe, so i think i might set some aside for some european debauchery.

yeah i think i'd spend it on a trip over a motorcycle or a car...and then set aside the rest in a swedesh banking account or something and get 10% compound interest rates. Right Tystnad? hah

give it to the naacp

spend alot of it on trips, and then spend the rest improving the quality of everyday things.

here's a word to remember: Roth IRA

you won't need any other degree right eames? You may want to try to save it for some education expanding like a masters at some place?

Buy a vowel

Only suggestion is to invest it.

i'd l;ike to change my answer to a high class hooker and a golden shower.

thats pretty cool, hell, you could put it in a fuckign savings account and make over a grand in interest ed:
they are basically just giving you money...

i want a 2% loan...

mutual funds for sure. i have a bunch of money invested in them and i made about 10,000$ off of them in one year. and it was mostly invested in low risk stuff. go see a financial planner asap.

note: this is canadian banking, but still when the economy is booming, you see big results.

Diversify that shit, dont put all your eggs in one basket. Put some in the stock market, put some in SS, put some in a retirement account, etc. And if you're gonna play stock market, diversify THAT. Bet on some safe industries/companies, and invest in some promising or intriguing futuregen stuff too.

hedge funds dance:

eek:

invest mother fucker.

... much easier for a casual investor to buy into a mutual fund and let them do all that for you.

nah, then what if the mutual fund takes a dive? Im all for privitization to the max. Although, yea, put some in a mutual fund too.

And for the mutual fund/stock market, SELL REGULARLY. And put a healthy portion of that into your retirement account.

you're all fucking stupid. high class hooker man.

you dont pick one that is going to take a dive... picking a low risk mutual fund is not hard... its not going to take a dive seperate from the overall market/economy.

All Im saying is you should never, EVER put all your money in one place. A low risk mutual fund wont see enough of an investment growth to justify the even astronomically low risk of a dive. Put SOME of your stuff in a high risk mutual fund, and buy out every quarter or so. Meanwhile, manage most of the stuff yourself.

Call me a redneck, but Im hesitant to trust any third party, be it accountant or public fund or government with my money.

Burning crucifix.

at this point in my life i don't need any more edumacation. as of now i plan on probably putting in my 20 years in the army and retiring after that. its a sweat deal if you survive your 20 years and retire, you still get 75% of your active duty pay anually or if you put in 30 years you get 100% of your active duty pay. but chances are im gonna leave after 20 when i'm still only 38 and then work some easy job like a high school history teacher or a personal trainer at a local gym. if i manage to stay in for 20 years the army pays for your grad school, which is nice.

ill probably end up investing like 10k of it and using the other 15 for improving the quality of everyday things. ill probably end up buying an ak47 and an m1911 when i turn 21 and i'll probably spend some on a kick ass spring break.

and anti, who needs high class hookers? when you have hot and slutty soristitutes who'll do it for free.

oh and rofl @ trippers and gerv's comments.

Go to Vegas.

You know you wanna.

buy the one thing they dont make any more of. Land. $25,000 is a great start on a house

Donate it to a charity.

[quote="Mr.Buttocks":c0eae]Donate it to a charity.[/quote:c0eae]

The society to remove gervs foot from buttocks ass appeal. dance:

redundant or not? You decide '06

I say go on a couple trips, buy some things to make your life better and invest the rest.

So a kkk outfit and a 200 foot tall cross with a drum of petrol it is then.

Kimber 1911s = sex
However if i were you I would invest in an FN FAL type weapon than the AK47. biggrin:

Towards a deposit for a house.

seriously, with SS looking the way it is, you should put it towards retirement.

[quote=CoMaToSe]All Im saying is you should never, EVER put all your money in one place. A low risk mutual fund wont see enough of an investment growth to justify the even astronomically low risk of a dive. Put SOME of your stuff in a high risk mutual fund, and buy out every quarter or so. Meanwhile, manage most of the stuff yourself.

Call me a redneck, but Im hesitant to trust any third party, be it accountant or public fund or government with my money.[/quote:bb7d9]
And I'm saying you clearly dont have the knowledge that the guys running well established mutual funds do. Putting all your money into a well established, diversified mutual fund is JUST like managing it yourself, but they actually KNOW what they are doing... they'll put some into the stock market (well diversified in different industries), some into bonds, some into other securities... etc.. its NO different than what you would do yourself, except they know when to move the money around based on economic indicators. Managing stuff yourself is just plain stupid unless you really know how to read markets... aka do you even have any clue how to read a interest rate yield curve, the Fed's impact on it, and the implications for both the bond market and the economy as a whole?
Markets are not easy to understand, thats why those guys get paid hundreds of thousands/year to invest peoples money.

And I go
PIP POP PIP POP
and then you toothless
and then you turn around and say
damn they ruthless