http://www.davidpye.com/freewap/upload.php
Just upload your own...then on your phone...type in the address with the filename...i've got my own ringtones...like The Berzerker, Circle of Dead Children, and Cattle Decapitation...as well as my own backgrounds...and all you gotta pay for is the 'kbs' you use...which is pretty much pennys, compared to dollars....