[Jin-Roh]

Originally Posted by ninty9

why do you need a credit card.

i really can't understand why people want them when they don't have the money to pay for stuff. Do people really like paying 18% interest or whatever it is? I guess sometimes their required for people living on their own who need to pay rent and things are tight, .

I have a credit card that I use for internet purchases. I always pay it off and i've never missed a payment. Never payed any interest. When I first got it they gave me a $500 limit. They bumped it up to $1300 now. I don't really need that much because the most my card has ever been was probably $400.

Anyway, i don't think you can get one without co signing which you said you can't do. looks like your screwed.

^ fine example of a human being with ... smartness.